JVZoo supports Buy Now, Pay Later (BNPL) payment options to help increase conversions and provide your customers with more flexibility at checkout.

BNPL allows customers to split their purchase into smaller installment payments — while you continue to receive your funds according to your selected payment processor’s terms.
 

BNPL can be enabled in one of two ways:

✔ Option 1 — Through Stripe or PayPal

✔ Option 2 — Through JVZoo Payment Services (Application Required)

This article explains how each option works and how to set it up.

If you are not using Stripe or PayPal — or would like BNPL via JVZoo’s internal processing network — you can apply for JVZoo Payment Services.

How to Apply

1. Log into JVZoo
2. Go to My Account
3. Select Payment Profiles
4. Click Apply for JVZoo Payment Services
5. Complete the short questionnaire
6. Submit required KYC verification documents

Your application will be reviewed by our team.
 

Once your account is approved, each product will be reviewed for BNPL eligibility.

Approval is based on multiple factors including:

✔ Product type & category
✔ Refund trends
✔ Chargeback history
✔ Compliance standing
✔ Sales performance
✔ Risk profile

BNPL acceptance is not automatic and is granted at JVZoo’s discretion.
 

Once approved for JVZoo Payment Services:

📩 Email support@jvzoo.com

Please include:

• Your JVZoo account email
• Product(s) you wish to enable BNPL on

A team member will review your request and confirm eligibility.
 

Once BNPL is activated, eligible customers may see installment options during checkout. These options can include:

• Klarna
• Afterpay
• Splitit
• Sezzle
• PayPal Pay Later

Availability varies depending on region, processor, currency, and program eligibility.
 

Alt-text suggestion:

“Example JVZoo checkout page showing Buy Now Pay Later installment options including Klarna, Afterpay, Splitit, and Sezzle displayed under payment methods.”

This allows customers to choose whether to pay in full or in installments before completing their order.
 

• BNPL eligibility is not guaranteed
• Availability varies by country, processor, and account status
• Customers must qualify with the BNPL provider
• BNPL may not be available for all product types
• Standard JVZoo Terms of Service still apply
• Settlement terms depend on your payment processor

Do I still get paid upfront?

You will receive payments according to your processor’s standard settlement terms. Customers making installment payments does not change your processor’s settlement schedule.

Does JVZoo approve or decline BNPL transactions?

No. Approval is determined by the BNPL provider (e.g., Stripe / PayPal partners).

Are refunds supported?

Refunds follow your normal refund policy and processor rules. Any active installment plans are handled by the BNPL provider.

Will BNPL increase my fees?

Some BNPL providers may charge different processing fees. Please check directly with Stripe or PayPal.

Is BNPL available worldwide?

Availability depends on:

• Country of seller 
• Country of buyer 
• Currency
• Payment processor
• Eligibility rules of BNPL provider

Can JVZoo turn BNPL on automatically?

No. Approval is required either through:

✔ Stripe / PayPalor
✔ JVZoo Payment Services
 

Our team is happy to assist.

📨 support@jvzoo.com